Mr. Crema is a Research Analyst in the Israel research office. Prior to joining Monarch in 2007, Mr. Crema was a Financial Analyst in the Business Valuation Team at Rosen & Associates where he worked on advisory assignments and an Economist in the Financial Stability Department for the Bank of Israel. Mr. Crema received a B.A. in Economics with a minor in History and International Relations and an M.B.A. specializing in Finance and Entrepreneurship, both from The Hebrew University.